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In our previous post, we discussed pricing and product options of long-term care insurance. Today, we will look at what’s involved in underwriting, and some sobering statistics related to long-term care.  To our friends who are tax and estate planning professionals, we hope you are enjoying the warmer, sunnier weather. It's an understatement to say that a lot happened this past year -- the pandemic, the presidential election, the new vaccines, etc. When things are back to "normal," I think I might have to re-learn how to live a normal life. And so it is with policies. There is certainly a lot going on and it would pay to prepare for potential tax and policy changes so we can help our clients.  In our previous post, we covered the basics of long-term care insurance. Today, we want to look at pricing and alternative products to traditional long-term care insurance.  Have you (or your parents) reached an age that you’re curious about long-term care insurance? You want to know what it is, how it helps you, and what exactly is involved in applying for and getting coverage? Well, you’ve come to the right place.  |
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