Financial Planning Process

We design and implement a comprehensive financial strategy that will address all of your financial objectives. Our financial planning process involves holistically integrating the following elements:

• Retirement planning
• Estate planning
• Investment planning
• Tax planning
• Education planning
• Insurance planning

Additionally, we consider variables such as family status, net worth, income level, life or professional stage, as well as other circumstances like health issues, aging parents, special needs children, etc.

1. Discover

• We work with you to help identify and articulate your most important goals.
• We gain an understanding of the relationships and values that matter most to you.
  
• We help you set goals in alignment with people and values that matter most to you.
• We gather relevant financial and non-financial information and data.

2. Analyze

• We analyze and evaluate your current financial status.
• ​We review information such as:
  

                    ​​​Investment portfolios
                    Insurance contracts 
                    Tax returns
                    Estate planning documents
                    Employee benefit documents
                    Amounts and types of your assets
                    Amounts and types of your debt
                    Amounts and types of your income
                    The value of your business 
                    Other pertinent information

3. Plan

• ​We quantify the gap between where you are now and where you want to go (goals). 
• We develop a detailed financial plan to help close the gap between your goals and your current resources.
• Your financial plan is designed to give you a most favorable chance to help achieve your goals.​

4. Implement

• We help implement your financial plan.
• The implementation process may take several weeks to several months. ​

5. Monitor

• We monitor your financial plan to make sure it's on track and give you a favorable chance to achieve your goals. 
• We may adjust your financial plan as things change in your life like a birth of a child, sale of your business, etc.
• We identify opportunities that may improve your financial situation.
  
• We identify issues and problems before they become acute.
  
• We may also adjust your financial plan as needed with external events like changes in the tax code. 

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