Personal financial management involves comprehensive, ongoing financial planning and guidance, which includes managing your investment portfolios. It's on a tiered schedule as a percentage on the value of the assets we manage. It starts at 1.25% per year for the first $500,000 and goes down to 0.50% for value above $10 million. If the initial value of your investment account is below $250,000, we generally bill an initial planning fee of $3,000.
You want ongoing financial planning and guidance on substantially all aspects of your personal finance.
You want us to manage your investment portfolios on an ongoing basis.
1.25% on assets to $500,000
1.00% on assets between $500,001 and $5,000,000
0.75% on assets between $5,000,001 and $10,000,000
0.50% on assets in excess of $10,000,000
If you're a new client and your investment account balance is less than $250,000, we bill a one-time financial planning fee of $3,000.
Insurance services generally involve needs and risk analysis, product selection, policy design, carrier due diligence, underwriting, tax and legal analysis, and policy issue. Products we work with are life, disability, long-term care insurance and annuities. We are independent and not affiliated with any carriers. We receive commissions from insurance carriers when policies are placed. Receiving commissions creates a conflict of interest.
You want professional and unbiased guidance on the types and amounts of insurance.
You want an independent professional who is unaffiliated with any insurance company.
Commissions from insurance companies when policies are placed.
For additional information on pricing, you can refer to Form ADV Part 2A.