Financial life management entails ongoing guidance on substantially all aspects of your financial life. It's priced on a tiered schedule as a percentage on the value of your investment account that we manage. It starts at 1.25% per year for the first $500,000 and goes down incrementally to 0.50% per year for value above $10 million. If the initial value of your investment account is below $250,000, we generally bill an initial planning fee of $3,000.
You want ongoing financial planning and guidance on substantially all aspects of your personal finance.
You want us to manage your investments on an ongoing basis.
Tiered schedule from 1.25% to 0.50% per year based on the value of investments we manage.
If you have little or no investment assets or you simply want financial planning service without our managing your investments, we provide standalone financial planning services and help implement your plan. These services are typically on a fixed fee based on the scope and complexity of each project. A typical financial planning engagement is priced between $3,000 and $6,000. As appropriate, we may bill some projects on an hourly rate of $300.
You want one-time or as-needed financial planning and guidance on substantially all aspects of your personal finance.
You have limited or no investment assets or you want to manage them yourself.
Generally fixed fee based on the scope and complexity of each project.
Insurance services generally involve risk evaluation, product selection, policy design, carrier due diligence, underwriting, tax/legal analysis, and policy placement. Products we work with are life, disability, long-term care insurance and annuities. We are independent and not affiliated with any carriers. We generally receive commissions from insurance carriers when policies are placed. (Receiving commissions creates a conflict of interest.)
You want professional and unbiased guidance on the types and amounts of insurance to protect your family and/or your business.
You want to work with an independent advisor who works with reputable insurance carriers.
Generally commissions from insurance companies when policies are placed.