Personal financial management involves ongoing financial guidance on substantially all aspects of your personal finance, a "full service" offering. Fee for this service is priced as a percentage on the value of your investment accounts under our management on a tiered schedule. The rate generally starts at 1.25% per year for the first $500,000 and incrementally goes down to 0.50% for value above $5 million.
You want ongoing financial planning and guidance on substantially all aspects of your personal finance.
You want us to manage your investments on an ongoing basis.
Generally between 0.50% and 1.25% per year on the value of investment assets that we manage.
We provide financial planning and guidance without investment management. In addition, we also provide business exit planning for business owners. They are usually on a fixed fee and based on the scope and complexity of each project. A typical financial planning engagement is priced between $3,000 and $7,000. Business exit planning fee is typically $1,500 to $2,500 per month. Some projects are billed at $300 an hour.
You want one-time or ongoing financial planning and guidance on substantially all aspects of your personal finance minus investment management.
You want to plan for when, for how much, and to whom you want to transfer your business
Fixed fee based on the scope and complexity of each project or a $300 hourly rate.
Insurance services are provided by our advisors who are also licensed to sell life, disability and long-term care insurance, and annuities. It involves analyzing risks, evaluating the types and amounts of insurance you and/or your business need, and placing a policy. We receive commissions from insurance companies when policies are placed. (Receiving commissions creates a conflict of interest.)
You want objective guidance on the types and amounts of life, disability, long-term care insurance and/or annuities.
You want to compare products, features, and prices across many top insurance companies.
Commissions from insurance companies when a policy is placed.