Personal financial management involves ongoing financial guidance on substantially all aspects of your personal finance, a "full service" offering. Fee for this service is priced as a percentage on the value of your investment accounts under our management on a tiered schedule. The rate generally starts at 1.25% per year for the first $500,000 and incrementally goes down to 0.50% for value above $5 million.
You want ongoing financial planning and guidance on substantially all aspects of your personal finance.
You want us to manage your investments on an ongoing basis.
Generally between 0.50% and 1.25% per year on the value of investment assets that we manage.
If you have little or no investment assets or you simply want financial planning and guidance without our managing your investments, we provide guidance on substantially all aspects of your personal finance, minus investment management. It's usually on a fixed fee and is based on the scope and complexity of each project. A typical financial planning engagement is priced between $3,000 and $10,000.
You want ongoing or one-time financial planning and guidance on substantially all aspects of your personal finance.
You have little or no investment assets, or you don't want us to manage your investments.
Fixed fee based on the scope and complexity of each project.
Insurance services are provided by our advisors who are also licensed to sell life, disability and long-term care insurance, and annuities. It involves analyzing your risks, evaluating the types and amounts of insurance you need, and placing a policy. We receive commissions from the insurance company when a policy is placed. Receiving commissions creates a conflict of interest.
You want objective guidance on the types and amounts of life, disability, long-term care insurance, and/or annuities.
You want to compare products, features, and prices across many top insurance companies.
Commissions from insurance companies when a policy is placed.