- Published on
I worked my way through college. Having a part-time job and working a lot of hours wasn’t fun, especially during mid-terms, finals, and summer breaks. But, thankfully, I was able to graduate without any student loan.
- Published on
We are grateful to Carmin Dalziel, Executive Director of Northshore School Foundation, for inviting us to give a live presentation on charitable giving. We had a blast. What a great organization! Two of our partners attended Northshore schools. We think they turned out great... didn't they?
We do not provide legal or tax advice. You should consult their own legal or tax advisor. This information is intended for educational purposes, and it is not to be construed as an offer, solicitation, recommendation, or endorsement of any particular security, products, or services.
- Published on
To our friends who are tax and estate planning professionals, we hope you're enjoying the summer -- and staying cool and healthy. Here is a list of articles that caught my eye recently. I hope you find them interesting and helpful to your practice as well.
- Published on
Warren Buffett, the Oracle of Omaha, once said to be fearful when others are greedy, and greedy when others are fearful.
- Published on
The most recent downturn in stocks brought us to an official declaration that we have crossed the line denoting a 20% drop in the S&P 500 index and thereby entering an ‘official’ bear market. In truth we had been flirting with this number a few times already this year, but now it’s official.
- Published on
“Life sucks!”
I was shocked to hear my friend blurt this out over dinner. From the outside, his life seemed picture-perfect, as good as it gets for this middle-aged man – or anyone at any age.
I was shocked to hear my friend blurt this out over dinner. From the outside, his life seemed picture-perfect, as good as it gets for this middle-aged man – or anyone at any age.
- Published on
For years I’ve been telling whoever would listen to think twice before signing up for Medicare Advantage which you can get for free or almost free with extras like dental, hearing, etc. But like most things in life, there’s no free lunch. And Medicare is no exception.
- Published on
To our friends who are tax and estate planning professionals, by now, you’ve read/heard of the horrific news that the IRS destroyed an estimated 30 million paper-filed information returns in March 2021 due to the backlog. Here is a set of a few other articles that I hope you find interesting and helpful to your practice.
- Published on
Cultivant was spotlighted at Kenmore Business Alliance this morning, thanks to Bothell-Kenmore Chamber of Commerce. Hoon, our co-founder, spoke on the importance of planning ahead for business owners so they can leave their businesses by design rather than by default.
- Published on
Let’s talk about disability, shall we? Specifically, disability insurance.
Yes, it’s an unpleasant (and boring) topic. But think of it this way. Whether or not you'll achieve your goals and dreams is predicated largely on one thing: your ability to earn income. If you become too sick to work, you lose the ability to follow through on your plan. It's really that simple. No income; no plan. Fortunately, you can shift a lot of these risks to insurance companies. They are in the business to assume such risks and absorb losses for you.
Yes, it’s an unpleasant (and boring) topic. But think of it this way. Whether or not you'll achieve your goals and dreams is predicated largely on one thing: your ability to earn income. If you become too sick to work, you lose the ability to follow through on your plan. It's really that simple. No income; no plan. Fortunately, you can shift a lot of these risks to insurance companies. They are in the business to assume such risks and absorb losses for you.
